Life is something to celebrate. You impact many lives through the relationships with those around you – friends, family and neighbors.
Families are made up of people who love you and you love them. They count on you.
Don’t take life (insurance) for granted!
Every ounce of breath we breathe, we are spending to perpetuate our legacy. Each of us works hard to ensure the next generation is given a good start on life. We pour all our energy into preserving our legacy. Whether you are trying to put money to the side for the future or if you have the ability to invest in a financial portfolio, you can still meet your financial objectives if your life is shortened by an accident or sickness with life insurance.
Life insurance policies will protect your beneficiaries with financial stability and security when it matters most. In the event of your passing, life insurance provides financial help to your beneficiaries. Life insurance can help your beneficiaries with:
- Covering any lost income and helping continue the same standard of living
- Paying off any debts
- Paying for your children’s education
- Covering funeral and related costs
Which is right for you? First, always ask yourself why you need your life insurance policy and what you’re trying to accomplish by having a life insurance policy. Are you insuring your life so that when you pass away your children will be able to go to college or so your spouse will be able to pay off the mortgage? A temporary form of life insurance – term life – is well suited for these concerns. If you are more concerned about providing income to a widow or widower for life, funding retirement, or passing on wealth to future generations you will find permanent life insurance to be better suited for these goals. If you have a temporary goal in mind then term insurance is probably best.
However, if you are looking to address a long-term need or concern then it’s best to look at the best permanent life insurance policies for you. Buying insurance of any kind is often confusing. There are always a lot of factors to be considered. Consult with Blue Sky Insurance Agency, Inc today to help determine the best type of life insurance and the appropriate premiums for your situation. Agents are here to help you make a decision that’s right for you!
Click to learn more about Permanent Life Insurance plans, or Term Life Insurance plans.